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Right Here & Right Now
 As a trusted and respected long term adviser,
I am
ready to go to work for you on short notice, but first,
REGISTER on my site to see if you really
do need professional inherited IRA help on your situation. By registering, you
can resource my additional information for free. That may be all you need.
Greetings,
I am M.D. Anderson, a nationally known and published inherited IRA and estate
financial consultant in Chandler, Arizona. My firm, Financial Strategies, Inc.,
founded in 1990, has been performing specific Inherited IRA and tax consulting
since 1998. In case you didn't know -- that is the first year the "Decedent" IRA
took form in American financial circles.
With
hundreds of local
clients in Arizona and many clients
throughout the United States and serving U.S. citizens living abroad as well --
let my
41 years of financial experience solve your inherited IRA problem.
To do that, it may be necessary to first rescue your inherited IRA from bad advice.
Please take the time to read my
CLIENT
TESTIMONIALS, to discover why clients who find me -- stay with me for decades.
(And why you can trust me for your inherited IRA problem now.)
Once you retain my firm, my associate and legal consulting partner Dr. Saul S. Gefter,
Esquire will be available as well to review your case if things look dicey
legally... or get that way after I begin working on your case.
Many times, the consulting needed to rescue your Inherited IRA
will be resolved with my tax consultation and guidance. But having Dr. Gefter on
the FSI inherited IRA advisory team has been valuable on countless cases over
the years that proved to be everything from simple advisor mistakes, to
misrepresentation, gross negligence all the way to outright fraud by advisors
and heirs.
Professional Legal Consultancy Available
 I
am proud to include in my inherited IRA "rescue" consulting services -
the optional review by legal consultant Dr. Saul S. Gefter.
Saul is
a well known former U.S. Diplomat and current International juridical consultant
and long term member of the D.C. Bar.
He has assisted
our firm on many cases over the years
when circumstances required his excellent legal input. Our joined combined forces
(when necessary)
provide substantial knowledge and experience with a combined experience level
now over 90 years!
Putting a savvy and seasoned legal consultant on your case guarantees ALL
legal options will be explored and provided to you. The optional legal
consulting services Dr. Gefter provides for your case are billed separately
through our firm at a discounted rate and FSI serves as a paralegal firm and
licensed Arizona document preparation firm (AZCLDP) under his supervision and
guidance in that case. Together, we are well known, long term "online" and
"senior" tax and legal consulting partners.
You may
have a difficult and complex Inherited IRA problem potentially without
realizing it, that could use the help of a seasoned consulting attorney. Especially if your newly inherited IRA is payable to a
"plain vanilla" family
living trust, if you have Inherited an IRA but face personal or
business bankruptcy, or perhaps -- someone in your family is in charge and
not
playing by the rules.
Inherited IRA Hell Site Menu
 Two
Roads - And Now You Must Choose One To Travel On It kind of comes down
to who you listen to now. Your parent's (or other relative you have inherited
from) former adviser, or the advisers that
work on inherited IRA cases every day.
 National
Media Interviews & Articles with M.D. Anderson There are pretenders
who can fool you at times. But the true professional financial advisers are
sought out for national interviews and media publications.
 What's HOT in
Inherited IRA Tax News?
Read more about the landmark Supreme Court
decision June 12th, 2014 that affects all inherited IRA accounts. And much more
inherited IRA related news for the past couple years.
 Professional help available right now to avoid needless taxation of your Inherited IRA
Sometimes you need help fast. If that describes you, push the FSI help button
now for instant assistance!
 Will
the government eventually take over your IRA or 401-k plan at work? The
proposal happened a few years ago and is just laying there. Find out what was
proposed and why it matters to NOT
let this happen.
 Think
your inherited IRA problem will go away? Read our "Wall of Shame" where
actual FSI consulting cases (now closed), went horribly wrong. Learn from their
misfortunes. Be sure to FIX your IRA before
you die!
 Update
On IRS Allowed Roth Conversions
No, you can convert your
Inherited IRA into a Roth under current tax law. And for your regular IRA funds,
discover why 2016
may still be a good year to convert your own IRA to a Roth IRA.
 Financial
Strategies, Inc. Client Testimonials Founded in 1990, FSI has served
many financial needs for thousands of clients over the years. Read what
they think of our services.
Two Roads - And Now You Must Choose Just One To
Travel On
Most people with problem oriented inherited
IRA accounts hire my firm's services after calling to chat with me for a few
minutes.
After just a few minutes
of conversation, they can tell I am actively engaged on multiple case files and
speak with authority on applicable laws and potential options.
The most common response I get is "You seem to
know what you are talking about" or "I
like what you are saying because it sounds better than what my local financial
adviser is telling me".
Past inherited IRA clients after
being rescued from "bad advisers" have called me
a
"financial angel" and even
one stated I was
"an answer to prayer" a few years ago. Articles
quoting my knowledge in the
Wall Street Journal,
Fox Business News,
Bankrate.com and other national media outlets help direct potential clients to this website you are now
reading.
I will have to admit that no adviser
on this difficult subject is going to be an expert after taking a course or
reading a book. It takes years of experience and successful closed client cases to achieve the
level I now operate at along with Saul's assistance and help when legal
situations pop up after I start. The rest are all pretenders who most likely have
ulterior motives in giving you free inherited IRA advice.
Normally, they just want a new commission or fee on
YOUR
inherited money...
You see, it is extremely rare
to find former advisers of the deceased IRA owner that are also competent
and experienced inherited IRA advisers. It is almost impossible to think your
current adviser (or your deceased parent's former adviser) is going to give you
all your options now. Or even get it right. The problem is you may
not know the difference if they malpractice.
Registering Below is a good start to educate yourself to be able to discern
truth from fiction in what these "inherited" advisers tell you.
I know, you inherited your parent's (or other loved one's) adviser along with their retirement plan/s.
But with some tact and dignity, they can nicely and easily be asked to respect
your desire to seek your own advisers since it is now
YOUR money.
These inherited advisers will petition surviving beneficiaries
to follow their advice and "roll over" the account so they can continue to
manage the money for you. If you should be so lucky, they will actually
create a new inherited IRA account which is definitely the right way to go. But
even then, they may miss the longer stretch period you are eligible for when any
IRA is payable to a living trust or stand alone IRA trust. In our actual
case files -- they will tell you the five year rule applies and all
your inherited IRA money must be removed in five years after the year of
death, when the decedent died after taking one or more RMD payouts. This is malpractice folks and it
happens in as much as 50% of the client cases I accept for Professional advisory
services.
Most times, when client information
is submitted to us for review (fax, or emailed PDF files work or we provide a dropbox.com
private electronic directory for you), the paperwork
these former advisers want you to sign is wrong. In the most egregious cases -
it is a lump sum distribution request which means if you sign the forms, you
will be paying income taxes on 100% of your beneficiary share yet this year! It
doesn't help at all that the forms are confusing and vary between multiple
custodian accounts. You can easily sign your own fate
away if you don't read and fill them out carefully.
Now, I fully recognize and admit
that those bad advisers giving bad advice drive visitors to this website
who are estate managers and administrators or actual beneficiaries who question
the options these advisers give them after the death of an IRA owner. I know my
firm wouldn't get hired as often as it does to fix a problematic inherited IRA
situation without them.
Most often the problems are CAUSED by
the "old" adviser telling the new IRA beneficiaries (or estate manager) something that just isn't
true. They hope you won't know the difference and will just blindly invest what is left after
taxes or penalties paid -- all caused by their bad malpractice advice. Of course, they expect you
to invest with them. And if you don't... you will be reminded often.
These inept and un-skilled advisers
caused popular trust, estate and retirement planning author and expert
-- Boston's lawyer Natalie B.
Choate -- to personally congratulate me a few years ago for telling on them in
our Wall of Shame page on this
website. All
true inherited IRA advisers subscribe
to her retirement planning "Bible", newsletters and updates:
Life and Death Planning for Retirement Benefits, 7th edition.
Our firm will not work with a current adviser who gave you
or your deceased loved one bad inherited IRA advice
that later proves to have caused you harm or financial loss.
So, choose wisely who you are going
to trust now. Frankly, few are going to
be able to handle this, the most complicated section of the tax code. Nor
do they deserve to assist you now if they were the "cause" of your current problem
discovered. If they are the cause of tax or legal problems for you, your
estate, or a trust as beneficiary of large IRA dollars - unfortunately
we can't
accept a request to assist you if you want us to "work with them".
Once retained on your case, I personally
try to bypass all advisers
anyway in my work for inherited IRA clients. But I will talk to the supervisors
or legal departments of the firms they represent for your benefit and faster
resolution of your case consulting case. This is a tremendous time saver and it helps
cut to the chase and perhaps solve your current inherited IRA problem quickly
and at a very low advisory expense under your first (and only) retainer paid to
my firm.
In summary, know my firm is
"Well Connected"
with some of America's top inherited IRA/retirement legal and tax advisers and
authors -- all experts and well versed
on Inherited IRAs, Taxation, Estates & Trusts.
Some of those advisers provide the
books and guidelines that all of us inherited IRA advisers must use in our
advisory practice. Being quoted in the same national news articles with
tax professionals
like attorney Natalie B. Choate, CPA Ed Slott, or financial adviser Michael Kitces the past few years is truly a
highlight in my long financial consulting and practice and career.
It is also your
assurance that you have found the "professionals" to fix your IRA problem at
a reasonable price. Unfortunately more than a
few of America's financial advisers continue
to malpractice in a "big
way" on client accounts before these clients die. This leaves beneficiaries
very few favorable
options -- until they contact FSI's inherited services division.
If
there is a way, I will find it.
With much resources, talent and experience
at my disposal, I
take on some of the largest IRA cases in America and rescue many millions of IRA dollars from bad
advice each year. I end up referring between 5 million and 25 million
dollars each year to "Inherited IRA Friendly" IRA custodians.
If you registered and found the
information provided does not fully resolve the Inherited IRA problem you are
having, give me a quick call to spend a few minutes giving me the main problem
you feel you have. There
is no obligation or fee for your first inquiry, but because I am very busy, my
free time will be limited to a 5 minute phone conference. After that, you will
be asked to retain me at least at the minimum retainer amount to continue.
Call M.D. Toll Free:
1-800-782-2806
Time to Toot My Horn
Our
Firm's Recent
Inherited or Self- Directed IRA or Investment Related National Media Mentions
&
Interviews:
2014
"New IRA
rules that close up some loopholes"
Bankrate.com
"Trusts as IRA Beneficiaries!"
Wills,
Trusts & Estates Prof Blog
"Naming a trust as your IRA
beneficiary"
Bankrate.com
2013
"Self-directed IRAs & real estate",
part 1
Life Health Pro Part 1
"Self-directed IRAs & real estate",
part 2
Life Health Pro Part 2
2012
"Avoiding Letting Clients End Up In
This Place"
Wills,
Trusts & Estates Prof Blog
Our Mention in Attorney Natalie B.
Choate's Newsletter May 2012
(She likes the fact we publish "horror
stories" of victimized beneficiaries, so the public can be warned)
Choate's Notes
"Inherited IRAs: a Sweet Deal"
Wall
Street Journal
"A Hellacious Inherited IRA Story"
JoeTaxpayer.com
"Eight Pitfalls to Avoid With an
Inherited IRA"
Fox Business News
"8 ways to go wrong with an
inherited IRA"
Bankrate.com
"I have helped save my clients countless millions of dollars from needless
taxation due to bad advisers and bad advice on inherited IRA
accounts."
M.D. Anderson, AZCLDP, Accountant, Realtor
I've had too many calls
from heirs already in Inherited IRA HELL!
TIP:
Seek Counsel at the Outset
An inherited IRA article I was interviewed in, that published
in 2012 on
bankrate.com and
Fox Business.com
--
"Eight Pitfalls to Avoid With an Inherited
IRA",
correctly quoted what you must understand at the onset --
"Seek Counsel at the Outset". No better advice could have
been spoken by reporter Sheyna Steiner. Especially if you are an
owner or beneficiary of a larger Inherited IRA account that you would like
to stretch the years out as far as possible before the bulk of
the money actually gets taxed.
If you are reading this after losing a loved one,
you have my profound sympathies.
I fully understand just
how devastating and overwhelming the estate settlement process
can be, especially when placed on top of the grieving process. If you are
also an inherited IRA beneficiary, I understand that "deer in the headlights"
feeling you may now have. So, I suggest you get some
professional help. I have over 41 years of combined tax,
investment, mortgage banking, legal and real estate experience in my professional
practice. I have clients nationwide as well ex-patriots clients in foreign
countries.
RETAIN
IRA consultant M.D. Anderson
 2017 Billing Rate: $
195.00/hr
Minimum Starter Retainer Fee: $ 292.50 (1.5 hours)
Credit/Debit Card Retainer Payments Via
PayPal
(You Don't Need a PayPal Account)
(Also Square Credit Card Services Are Available Upon Request or Invoice
by Email)
Note: Once starter tax consulting retainer is paid, you should immediately email or fax
your basic facts and documents to FSI. Or request a free Dropbox
sharing account link. Call
1-800-782-2806 for more details and to obtain our firms dedicated fax
line number.
RETAIN
Legal Consultant, Dr. Saul S. Gefter, Esquire
2017 Billing Rate: $ 285.00/hr
Minimum Starter Retainer Fee: $ 427.50 (1.5 hours)
Credit/Debit Card Retainer Payments Via
PayPal
(You Don't Need a PayPal Account)
(Also Square Credit Card Services Are Available Upon Request or Invoice
by Email)
Note: Once starter legal consulting retainer is paid, you should immediately email or fax
your basic facts and documents to FSI. Or request a free Dropbox
sharing account link. Call
1-800-782-2806 for more details and to obtain our firms dedicated fax
line number
.
Thank You to Past Consulting Clients
Now,
after all these years of practice -- other lawyers and CPA's nationwide now request
one or both of us to assist them with their own
clients. And, quite a few have also hired us to consult on
their family
IRA situations when they lose their own parent.
Therefore, we
personally thank all professional advisers
who have referred or engaged our inherited IRA
consulting services in the past, and for any referrals you make in the future.
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If,
the flames of
Inherited IRA Hell are
being felt by what you have read so far, and you want to
talk to a "real" Inherited IRA tax consultant right now,
call me.
